Credit Bank – Loan Consolidation Simulation

 

A bank that listens to its customers is a winning bank for an assured future”. The company creates in 2010, is active in order to improve daily its services for customer satisfaction, which is based on the principles: “Being close to customers, responsibility, seriousness and transparency”. Its main activity being the financial product, it has recently proposed the credit Brer Rabbit, to be able to get closer to its customers. The postal bank offers a new look at the gathering of credits.

The credits, how does it work?

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Free your debts: financial institutions offer its customers consumer credit which includes the personal loan, the loan for works, renewable loans … And mortgages. For La Banque Postale, to avoid being in the red, you only need to have one credit with a bank and pay it monthly. An enticing proposition: buy back your debts.

It should be noted that the credit Brer Rabbit is to buy back your debts by giving in return for cash, but not to negotiate the rates to pay. The amount you receive will initially be a way to pay all the debts you have with several organizations. In the end, the postal bank will be the only remaining bank, and this will alleviate the monthly payment which will have a longer repayment period.

Loan aggregation proposal may concern only a portion of your total debt, this is a partial credit. Note that it is not useful to combine consumer credit and mortgage or real estate loans, they are modular and can harm your needs. The ball is in your camp and you choose according to your needs.

The consolidation of consumer credit and real estate is not impossible, however, the prices paid monthly will be even more expensive, the same for the mortgage. The Postal Bank offers the possibility of making another loan to settle other needs in progress. On the net, the information on the ceiling to be followed to have a credit is clearly visible, as an example, the minimum rate granted for the consumer credit depends on the remaining principal outstanding and must be at least 1500 euros and at most 50000 euros .

What are the advantages of credits?

Most French citizens rush to obtain the financial credit to make its projects a success, because of the purchasing power which is constantly decreasing, especially with the help of revolving credits. It turns out that it is a great help for households, but over time, this help will become a big financial problem, certainly, we have our own house, but as soon as we see the bill every month, we realize that we are in the red.

The credit offered by the Postal Bank helps its customers a lot, because it includes all its debts and decreases the monthly expenses, so that they can enjoy their daily life.

Every detail is valuable in a credit deal

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For the Postal Bank, it first looks at the source income of each person and all the credits to be paid. The rates of his debts are the first to be studied before embarking on a thorough analysis. Following this study, the advisor of the Postal Bank will determine the possible offers for each situation. It should not be forgotten that a credit  will be part of the bills to be paid every month.

The slogan: “Be close to consumers to better support them! “

“The customer is king”, a proverb widely used in the marketing community. Without clients, a bank will not be able to walk, play on its integrity, or show its seriousness and responsibility in the face of a situation. To listen to all its customers, the Postal Bank can be reached by phone at 3639.